{
    "id": 32116,
    "date": "2025-05-29T18:14:58",
    "date_gmt": "2025-05-29T16:14:58",
    "guid": {
        "rendered": "https:\/\/yearbooktest1.com\/?p=32116"
    },
    "modified": "2025-06-03T19:22:57",
    "modified_gmt": "2025-06-03T17:22:57",
    "slug": "congo-banque-le-systeme-bancaire-et-financier-congolais",
    "status": "publish",
    "type": "post",
    "link": "https:\/\/congo-en.yearbook-media.com\/fr\/congo-banque-le-systeme-bancaire-et-financier-congolais\/",
    "title": {
        "rendered": "Congo &#8211; Banque <br>&#8211; Le syst\u00e8me bancaire et financier congolais"
    },
    "content": {
        "rendered": "<div data-elementor-type=\"wp-post\" data-elementor-id=\"32116\" class=\"elementor elementor-32116\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-992cb72 ToBeHidden e-flex e-con-boxed e-con e-child\" data-id=\"992cb72\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-8fb2795 e-con-full droppable e-flex e-con e-child\" data-id=\"8fb2795\" data-element_type=\"container\" id=\"Ele1A\">\n\t\t\t\t<div class=\"elementor-element elementor-element-dad54f9 elementor-widget__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"dad54f9\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>\t\t<div data-elementor-type=\"page\" data-elementor-id=\"83347\" class=\"elementor elementor-83347\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5522842d e-con-full OrdiMobileConteneurClass e-flex e-con e-child\" data-id=\"5522842d\" data-element_type=\"container\" id=\"testIdTest\">\n\t\t\t\t<div class=\"elementor-element elementor-element-16c13bb elementor-widget__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"16c13bb\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><div class=\"ym-espace-pub-lazy\" data-tpl=\"83347\"><\/div><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6824c87 e-con-full e-flex e-con e-child\" data-id=\"6824c87\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-893000d elementor-widget elementor-widget-text-editor\" data-id=\"893000d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>\t\t<div data-elementor-type=\"container\" data-elementor-id=\"74473\" class=\"elementor elementor-74473\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t<div class=\"elementor-element elementor-element-695d4e3 e-flex e-con-boxed e-con e-parent\" data-id=\"695d4e3\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a59548b elementor-widget elementor-widget-text-editor\" data-id=\"a59548b\" data-element_type=\"widget\" id=\"ArticleTitreTexte\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tCongo &#8211; Banque <br>&#8211; Le syst\u00e8me bancaire et financier congolais\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d4d6969 e-con-full e-flex e-con e-child\" data-id=\"d4d6969\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-107a99a e-con-full e-flex e-con e-child\" data-id=\"107a99a\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d42ef5f elementor-widget elementor-widget-image\" data-id=\"d42ef5f\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/congo-en.yearbook-media.com\/wp-content\/uploads\/elementor\/thumbs\/Brazzaville_Wikivoyage_banner-qvbkx63rvoi7iw313lvs0f9rf5fo57gfy1to10kse2.jpg\" title=\"Brazzaville_Wikivoyage_banner\" alt=\"Brazzaville_Wikivoyage_banner\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c1208fc e-flex e-con-boxed e-con e-parent\" data-id=\"c1208fc\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0728861 elementor-widget elementor-widget-text-editor\" data-id=\"0728861\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"text-align: var(--text-align); background-color: var(--base-3);\">L\u2019ensemble des banques pratique des activit\u00e9s de banque universelle. En d\u00e9pit d\u2019une forte pr\u00e9sence d\u2019acteurs bancaires, le taux de bancarisation demeure encore tr\u00e8s faible. Les banques \u00e9trang\u00e8res contr\u00f4lent pr\u00e8s de 90% du march\u00e9.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ab86a0a ToBeHidden e-flex e-con-boxed e-con e-child\" data-id=\"ab86a0a\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-7983a21 e-con-full droppable e-flex e-con e-child\" data-id=\"7983a21\" data-element_type=\"container\" id=\"Ele2A\">\n\t\t\t\t<div class=\"elementor-element elementor-element-dc12421 elementor-widget__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"dc12421\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>\t\t<div data-elementor-type=\"page\" data-elementor-id=\"83347\" class=\"elementor elementor-83347\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5522842d e-con-full OrdiMobileConteneurClass e-flex e-con e-child\" data-id=\"5522842d\" data-element_type=\"container\" id=\"testIdTest\">\n\t\t\t\t<div class=\"elementor-element elementor-element-16c13bb elementor-widget__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"16c13bb\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><div class=\"ym-espace-pub-lazy\" data-tpl=\"83347\"><\/div><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-deab21b e-flex e-con-boxed e-con e-parent\" data-id=\"deab21b\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ea61b46 e-transform elementor-widget elementor-widget-text-editor\" data-id=\"ea61b46\" data-element_type=\"widget\" data-settings=\"{&quot;_transform_rotateZ_effect&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_rotateZ_effect_tablet&quot;:{&quot;unit&quot;:&quot;deg&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_rotateZ_effect_mobile&quot;:{&quot;unit&quot;:&quot;deg&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Avec dix \u00e9tablissements de cr\u00e9dit actifs (hors \u00e9tablissements de microfinances et banques de d\u00e9veloppement), on distingue : les groupes panafricains (UBA, EcoBank, BGFI Bank) ; les groupes marocains (LCB, CDCO, BCI) et des banques congolaises notamment BSCA Bank, Banque Postale, BCH et BESCO. Avec 31,76% de part de march\u00e9, la filiale congolaise BGFI devance LCB (13,9%) et le Cr\u00e9dit du Congo (11,31%) &#8211; CDCO, filiale de la Banque marocaine Attijariwafa- en termes de cr\u00e9ances sur l\u2019\u00e9conomie.<\/p>\n<p>On note une \u00e9volution mitig\u00e9e au niveau de l\u2019activit\u00e9 du syst\u00e8me bancaire national. En effet, l\u2019encours des cr\u00e9dits bruts accord\u00e9s \u00e0 la client\u00e8le a connu une contraction de 5,2% pour revenir \u00e0 1338,1 milliards de FCFA au 30 avril 2023, ainsi qu\u2019un recul des cr\u00e9ances en souffrance de 2,9%, pour s\u2019\u00e9tablir \u00e0 253,4 milliards.<\/p>\n<p>Concernant le march\u00e9 des titres publics de la Communaut\u00e9 \u00e9conomique et mon\u00e9taire de l\u2019Afrique centrale (CEMAC), le Comit\u00e9 national \u00e9conomique et financier (Cnef) rel\u00e8ve que le Tr\u00e9sor public congolais est rest\u00e9 actif, mobilisant ainsi des financements \u00e0 hauteur de 612,9 milliards de FCFA \u00e0 fin avril 2023, soit une hausse de 37,1% par rapport au montant lev\u00e9 un an plus t\u00f4t. Cette \u00e9volution a apport\u00e9 un encours des titres publics congolais \u00e0 1857,2 milliards, repr\u00e9sentant 31% du total de la Cemac.<\/p>\n<p>En d\u00e9pit d\u2019une forte pr\u00e9sence d\u2019acteurs bancaires, le taux de bancarisation demeure encore tr\u00e8s faible, 16,69% selon la Commission Bancaire d\u2019Afrique Centrale.&nbsp;<\/p>\n<p>Le syst\u00e8me bancaire et financier congolais est concentr\u00e9 sur l\u2019interm\u00e9diation traditionnelle et a r\u00e9ussi la digitalisation.<\/p>\n<p><!-- \/wp:paragraph --><\/p>\n<p><!-- wp:paragraph --><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c6e0090 ToBeHidden e-flex e-con-boxed e-con e-child\" data-id=\"c6e0090\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-c4b9d53 e-con-full droppable e-flex e-con e-child\" data-id=\"c4b9d53\" data-element_type=\"container\" id=\"Ele3A\">\n\t\t\t\t<div class=\"elementor-element elementor-element-721136e elementor-widget__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"721136e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>\t\t<div data-elementor-type=\"page\" data-elementor-id=\"83347\" class=\"elementor elementor-83347\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5522842d e-con-full OrdiMobileConteneurClass e-flex e-con e-child\" data-id=\"5522842d\" data-element_type=\"container\" id=\"testIdTest\">\n\t\t\t\t<div class=\"elementor-element elementor-element-16c13bb elementor-widget__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"16c13bb\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><div class=\"ym-espace-pub-lazy\" data-tpl=\"83347\"><\/div><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a0b878c e-flex e-con-boxed e-con e-parent\" data-id=\"a0b878c\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d758536 e-transform elementor-widget elementor-widget-text-editor\" data-id=\"d758536\" data-element_type=\"widget\" data-settings=\"{&quot;_transform_rotateZ_effect&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_rotateZ_effect_tablet&quot;:{&quot;unit&quot;:&quot;deg&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_rotateZ_effect_mobile&quot;:{&quot;unit&quot;:&quot;deg&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><img fetchpriority=\"high\" decoding=\"async\" class=\"size-medium wp-image-32123 alignleft\" style=\"background-color: var(--base-3);\" src=\"https:\/\/congo-en.yearbook-media.com\/wp-content\/uploads\/2024\/02\/Capture-decran-2024-02-17-182727-300x206.png\" alt=\"\" width=\"300\" height=\"206\" srcset=\"https:\/\/congo-en.yearbook-media.com\/wp-content\/uploads\/2024\/02\/Capture-decran-2024-02-17-182727-300x206.png 300w, https:\/\/congo-en.yearbook-media.com\/wp-content\/uploads\/2024\/02\/Capture-decran-2024-02-17-182727.png 312w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/p>\n<p>Le paysage bancaire s\u2019est consid\u00e9r\u00e9ment transform\u00e9, passant d\u2019un contexte de fragilit\u00e9 marqu\u00e9 par des crises \u00e0 un paradigme rassurant \u00e0 la fois solide, int\u00e9gr\u00e9, et de plus en plus syst\u00e9mique. Dans les r\u00e9formes entreprises, on trouve la lib\u00e9ralisation et l\u2019autonomisation du secteur bancaire ; le renforcement des mesures de surveillance, de contr\u00f4le interne, de LAB\/FT par les r\u00e9gulateurs, BEAC et COBAC ; le rel\u00e8vement du niveau du capital social en l\u2019occurrence celui des fonds propres ; la convergence voire l\u2019alignement aux \u00e9volutions majeures du secteur financier mondial avec les normes b\u00e2loises ; l\u2019arriv\u00e9e des acteurs priv\u00e9s.<\/p>\n<p>La Banque centrale s\u2019attaque, de son c\u00f4t\u00e9, \u00e0 l\u2019impl\u00e9mentation des r\u00e9formes engag\u00e9es dans le secteur du cr\u00e9dit avec l\u2019\u00e9laboration des textes r\u00e9glementaires relatifs \u00e0 la mise en \u0153uvre d\u2019un r\u00e9pertoire de s\u00fbret\u00e9s mobili\u00e8res en R\u00e9publique du Congo. Ceci permettra aux acteurs du secteur bancaire, clients et pr\u00eateurs, de recevoir, conserver et rendre accessible au public certaines informations relatives aux s\u00fbret\u00e9s r\u00e9elles mobili\u00e8res. L\u2019objectif de cet outil vise \u00e0 l\u2019asym\u00e9trie d\u2019informations entre emprunteurs et pr\u00eateurs d\u2019argent et de rendre le cr\u00e9dit plus accessible. Par exemple, les banques congolaises ne financent pas suffisamment le secteur agricole.<\/p>\n<p>\u00c0 c\u00f4t\u00e9 de cette r\u00e9forme, la BEAC va accro\u00eetre le panier des instruments de financements de l\u2019\u00e9conomie notamment le cr\u00e9dit-bail et l\u2019affacturage qui aideront le secteur priv\u00e9 \u00e0 acc\u00e9der aux emprunts sans grande contrainte.<\/p>\n<p><!-- \/wp:paragraph --><\/p>\n<p><!-- wp:paragraph --><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c36e6fb ToBeHidden e-flex e-con-boxed e-con e-child\" data-id=\"c36e6fb\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-bc52158 e-con-full droppable e-flex e-con e-child\" data-id=\"bc52158\" data-element_type=\"container\" id=\"Ele4A\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8072d55 elementor-widget__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"8072d55\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>\t\t<div data-elementor-type=\"page\" data-elementor-id=\"83347\" class=\"elementor elementor-83347\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5522842d e-con-full OrdiMobileConteneurClass e-flex e-con e-child\" data-id=\"5522842d\" data-element_type=\"container\" id=\"testIdTest\">\n\t\t\t\t<div class=\"elementor-element elementor-element-16c13bb elementor-widget__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"16c13bb\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><div class=\"ym-espace-pub-lazy\" data-tpl=\"83347\"><\/div><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>",
        "protected": false
    },
    "excerpt": {
        "rendered": "<p>L\u2019ensemble des banques pratique des activit\u00e9s de banque universelle. En d\u00e9pit d\u2019une forte pr\u00e9sence d\u2019acteurs bancaires, le taux de bancarisation demeure encore tr\u00e8s faible. Les banques \u00e9trang\u00e8res contr\u00f4lent pr\u00e8s de 90% du march\u00e9. Avec dix \u00e9tablissements de cr\u00e9dit actifs (hors \u00e9tablissements de microfinances et banques de d\u00e9veloppement), on distingue : les groupes panafricains (UBA, EcoBank, &#8230; <a title=\"Congo &#8211; Banque &#8211; Le syst\u00e8me bancaire et financier congolais\" class=\"read-more\" href=\"https:\/\/congo-en.yearbook-media.com\/fr\/congo-banque-le-systeme-bancaire-et-financier-congolais\/\" aria-label=\"Plus sur Congo &#8211; Banque &#8211; Le syst\u00e8me bancaire et financier congolais\">Lire plus<\/a><\/p>",
        "protected": false
    },
    "author": 1,
    "featured_media": 51982,
    "comment_status": "closed",
    "ping_status": "open",
    "sticky": false,
    "template": "",
    "format": "standard",
    "meta": {
        "_acf_changed": false,
        "footnotes": ""
    },
    "categories": [
        108,
        3,
        145
    ],
    "tags": [],
    "class_list": [
        "post-32116",
        "post",
        "type-post",
        "status-publish",
        "format-standard",
        "has-post-thumbnail",
        "hentry",
        "category-banque",
        "category-congo",
        "category-congo-banque",
        "generate-columns",
        "tablet-grid-50",
        "mobile-grid-100",
        "grid-parent",
        "grid-20"
    ],
    "acf": [],
    "yoast_head": "<!-- This site is optimized with the Yoast SEO plugin v26.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Congo - Banque - Le syst\u00e8me bancaire et financier congolais<\/title>\n<meta name=\"description\" content=\"L\u2019ensemble des banques pratique des activit\u00e9s de banque universelle. En d\u00e9pit d\u2019une forte pr\u00e9sence d\u2019acteurs bancaires, le taux de bancarisation demeure encore tr\u00e8s faible. Les banques \u00e9trang\u00e8res contr\u00f4lent pr\u00e8s de 90% du march\u00e9.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/congo-en.yearbook-media.com\/fr\/congo-banque-le-systeme-bancaire-et-financier-congolais\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Congo - Banque - Le syst\u00e8me bancaire et financier congolais\" \/>\n<meta property=\"og:description\" content=\"L\u2019ensemble des banques pratique des activit\u00e9s de banque universelle. En d\u00e9pit d\u2019une forte pr\u00e9sence d\u2019acteurs bancaires, le taux de bancarisation demeure encore tr\u00e8s faible. Les banques \u00e9trang\u00e8res contr\u00f4lent pr\u00e8s de 90% du march\u00e9.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/congo-en.yearbook-media.com\/fr\/congo-banque-le-systeme-bancaire-et-financier-congolais\/\" \/>\n<meta property=\"og:site_name\" content=\"CONGO YEARBOOK RAPPORT ECONOMIQUE\" \/>\n<meta property=\"article:published_time\" content=\"2025-05-29T16:14:58+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-06-03T17:22:57+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/congo-en.yearbook-media.com\/wp-content\/uploads\/2024\/02\/Brazzaville_Wikivoyage_banner.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"843\" \/>\n\t<meta property=\"og:image:height\" content=\"300\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Via Media\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\u00c9crit par\" \/>\n\t<meta name=\"twitter:data1\" content=\"Via Media\" \/>\n\t<meta name=\"twitter:label2\" content=\"Dur\u00e9e de lecture estim\u00e9e\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/congo-en.yearbook-media.com\/congo-banque-le-systeme-bancaire-et-financier-congolais\/\",\"url\":\"https:\/\/congo-en.yearbook-media.com\/congo-banque-le-systeme-bancaire-et-financier-congolais\/\",\"name\":\"Congo - Banque - Le syst\u00e8me bancaire et financier congolais\",\"isPartOf\":{\"@id\":\"https:\/\/congo-en.yearbook-media.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/congo-en.yearbook-media.com\/congo-banque-le-systeme-bancaire-et-financier-congolais\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/congo-en.yearbook-media.com\/congo-banque-le-systeme-bancaire-et-financier-congolais\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/congo-en.yearbook-media.com\/wp-content\/uploads\/2024\/02\/Brazzaville_Wikivoyage_banner.jpg\",\"datePublished\":\"2025-05-29T16:14:58+00:00\",\"dateModified\":\"2025-06-03T17:22:57+00:00\",\"author\":{\"@id\":\"https:\/\/congo-en.yearbook-media.com\/#\/schema\/person\/513c11c393392c49324dfc4a34c9f9ed\"},\"description\":\"L\u2019ensemble des banques pratique des activit\u00e9s de banque universelle. En d\u00e9pit d\u2019une forte pr\u00e9sence d\u2019acteurs bancaires, le taux de bancarisation demeure encore tr\u00e8s faible. Les banques \u00e9trang\u00e8res contr\u00f4lent pr\u00e8s de 90% du march\u00e9.\",\"breadcrumb\":{\"@id\":\"https:\/\/congo-en.yearbook-media.com\/congo-banque-le-systeme-bancaire-et-financier-congolais\/#breadcrumb\"},\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/congo-en.yearbook-media.com\/congo-banque-le-systeme-bancaire-et-financier-congolais\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\/\/congo-en.yearbook-media.com\/congo-banque-le-systeme-bancaire-et-financier-congolais\/#primaryimage\",\"url\":\"https:\/\/congo-en.yearbook-media.com\/wp-content\/uploads\/2024\/02\/Brazzaville_Wikivoyage_banner.jpg\",\"contentUrl\":\"https:\/\/congo-en.yearbook-media.com\/wp-content\/uploads\/2024\/02\/Brazzaville_Wikivoyage_banner.jpg\",\"width\":843,\"height\":300},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/congo-en.yearbook-media.com\/congo-banque-le-systeme-bancaire-et-financier-congolais\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Accueil\",\"item\":\"https:\/\/congo-en.yearbook-media.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Congo &#8211; Banque &#8211; Le syst\u00e8me bancaire et financier congolais\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/congo-en.yearbook-media.com\/#website\",\"url\":\"https:\/\/congo-en.yearbook-media.com\/\",\"name\":\"CONGO YEARBOOK RAPPORT ECONOMIQUE\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/congo-en.yearbook-media.com\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"fr-FR\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/congo-en.yearbook-media.com\/#\/schema\/person\/513c11c393392c49324dfc4a34c9f9ed\",\"name\":\"Via Media\",\"sameAs\":[\"https:\/\/congo-en.yearbook-media.com\"]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->",
    "yoast_head_json": {
        "title": "Congo - Banque - Le syst\u00e8me bancaire et financier congolais",
        "description": "L\u2019ensemble des banques pratique des activit\u00e9s de banque universelle. En d\u00e9pit d\u2019une forte pr\u00e9sence d\u2019acteurs bancaires, le taux de bancarisation demeure encore tr\u00e8s faible. Les banques \u00e9trang\u00e8res contr\u00f4lent pr\u00e8s de 90% du march\u00e9.",
        "robots": {
            "index": "index",
            "follow": "follow",
            "max-snippet": "max-snippet:-1",
            "max-image-preview": "max-image-preview:large",
            "max-video-preview": "max-video-preview:-1"
        },
        "canonical": "https:\/\/congo-en.yearbook-media.com\/fr\/congo-banque-le-systeme-bancaire-et-financier-congolais\/",
        "og_locale": "fr_FR",
        "og_type": "article",
        "og_title": "Congo - Banque - Le syst\u00e8me bancaire et financier congolais",
        "og_description": "L\u2019ensemble des banques pratique des activit\u00e9s de banque universelle. En d\u00e9pit d\u2019une forte pr\u00e9sence d\u2019acteurs bancaires, le taux de bancarisation demeure encore tr\u00e8s faible. Les banques \u00e9trang\u00e8res contr\u00f4lent pr\u00e8s de 90% du march\u00e9.",
        "og_url": "https:\/\/congo-en.yearbook-media.com\/fr\/congo-banque-le-systeme-bancaire-et-financier-congolais\/",
        "og_site_name": "CONGO YEARBOOK RAPPORT ECONOMIQUE",
        "article_published_time": "2025-05-29T16:14:58+00:00",
        "article_modified_time": "2025-06-03T17:22:57+00:00",
        "og_image": [
            {
                "width": 843,
                "height": 300,
                "url": "https:\/\/congo-en.yearbook-media.com\/wp-content\/uploads\/2024\/02\/Brazzaville_Wikivoyage_banner.jpg",
                "type": "image\/jpeg"
            }
        ],
        "author": "Via Media",
        "twitter_card": "summary_large_image",
        "twitter_misc": {
            "\u00c9crit par": "Via Media",
            "Dur\u00e9e de lecture estim\u00e9e": "4 minutes"
        },
        "schema": {
            "@context": "https:\/\/schema.org",
            "@graph": [
                {
                    "@type": "WebPage",
                    "@id": "https:\/\/congo-en.yearbook-media.com\/congo-banque-le-systeme-bancaire-et-financier-congolais\/",
                    "url": "https:\/\/congo-en.yearbook-media.com\/congo-banque-le-systeme-bancaire-et-financier-congolais\/",
                    "name": "Congo - Banque - Le syst\u00e8me bancaire et financier congolais",
                    "isPartOf": {
                        "@id": "https:\/\/congo-en.yearbook-media.com\/#website"
                    },
                    "primaryImageOfPage": {
                        "@id": "https:\/\/congo-en.yearbook-media.com\/congo-banque-le-systeme-bancaire-et-financier-congolais\/#primaryimage"
                    },
                    "image": {
                        "@id": "https:\/\/congo-en.yearbook-media.com\/congo-banque-le-systeme-bancaire-et-financier-congolais\/#primaryimage"
                    },
                    "thumbnailUrl": "https:\/\/congo-en.yearbook-media.com\/wp-content\/uploads\/2024\/02\/Brazzaville_Wikivoyage_banner.jpg",
                    "datePublished": "2025-05-29T16:14:58+00:00",
                    "dateModified": "2025-06-03T17:22:57+00:00",
                    "author": {
                        "@id": "https:\/\/congo-en.yearbook-media.com\/#\/schema\/person\/513c11c393392c49324dfc4a34c9f9ed"
                    },
                    "description": "L\u2019ensemble des banques pratique des activit\u00e9s de banque universelle. En d\u00e9pit d\u2019une forte pr\u00e9sence d\u2019acteurs bancaires, le taux de bancarisation demeure encore tr\u00e8s faible. Les banques \u00e9trang\u00e8res contr\u00f4lent pr\u00e8s de 90% du march\u00e9.",
                    "breadcrumb": {
                        "@id": "https:\/\/congo-en.yearbook-media.com\/congo-banque-le-systeme-bancaire-et-financier-congolais\/#breadcrumb"
                    },
                    "inLanguage": "fr-FR",
                    "potentialAction": [
                        {
                            "@type": "ReadAction",
                            "target": [
                                "https:\/\/congo-en.yearbook-media.com\/congo-banque-le-systeme-bancaire-et-financier-congolais\/"
                            ]
                        }
                    ]
                },
                {
                    "@type": "ImageObject",
                    "inLanguage": "fr-FR",
                    "@id": "https:\/\/congo-en.yearbook-media.com\/congo-banque-le-systeme-bancaire-et-financier-congolais\/#primaryimage",
                    "url": "https:\/\/congo-en.yearbook-media.com\/wp-content\/uploads\/2024\/02\/Brazzaville_Wikivoyage_banner.jpg",
                    "contentUrl": "https:\/\/congo-en.yearbook-media.com\/wp-content\/uploads\/2024\/02\/Brazzaville_Wikivoyage_banner.jpg",
                    "width": 843,
                    "height": 300
                },
                {
                    "@type": "BreadcrumbList",
                    "@id": "https:\/\/congo-en.yearbook-media.com\/congo-banque-le-systeme-bancaire-et-financier-congolais\/#breadcrumb",
                    "itemListElement": [
                        {
                            "@type": "ListItem",
                            "position": 1,
                            "name": "Accueil",
                            "item": "https:\/\/congo-en.yearbook-media.com\/"
                        },
                        {
                            "@type": "ListItem",
                            "position": 2,
                            "name": "Congo &#8211; Banque &#8211; Le syst\u00e8me bancaire et financier congolais"
                        }
                    ]
                },
                {
                    "@type": "WebSite",
                    "@id": "https:\/\/congo-en.yearbook-media.com\/#website",
                    "url": "https:\/\/congo-en.yearbook-media.com\/",
                    "name": "CONGO YEARBOOK RAPPORT ECONOMIQUE",
                    "description": "",
                    "potentialAction": [
                        {
                            "@type": "SearchAction",
                            "target": {
                                "@type": "EntryPoint",
                                "urlTemplate": "https:\/\/congo-en.yearbook-media.com\/?s={search_term_string}"
                            },
                            "query-input": {
                                "@type": "PropertyValueSpecification",
                                "valueRequired": true,
                                "valueName": "search_term_string"
                            }
                        }
                    ],
                    "inLanguage": "fr-FR"
                },
                {
                    "@type": "Person",
                    "@id": "https:\/\/congo-en.yearbook-media.com\/#\/schema\/person\/513c11c393392c49324dfc4a34c9f9ed",
                    "name": "Via Media",
                    "sameAs": [
                        "https:\/\/congo-en.yearbook-media.com"
                    ]
                }
            ]
        }
    },
    "_links": {
        "self": [
            {
                "href": "https:\/\/congo-en.yearbook-media.com\/fr\/wp-json\/wp\/v2\/posts\/32116",
                "targetHints": {
                    "allow": [
                        "GET"
                    ]
                }
            }
        ],
        "collection": [
            {
                "href": "https:\/\/congo-en.yearbook-media.com\/fr\/wp-json\/wp\/v2\/posts"
            }
        ],
        "about": [
            {
                "href": "https:\/\/congo-en.yearbook-media.com\/fr\/wp-json\/wp\/v2\/types\/post"
            }
        ],
        "author": [
            {
                "embeddable": true,
                "href": "https:\/\/congo-en.yearbook-media.com\/fr\/wp-json\/wp\/v2\/users\/1"
            }
        ],
        "replies": [
            {
                "embeddable": true,
                "href": "https:\/\/congo-en.yearbook-media.com\/fr\/wp-json\/wp\/v2\/comments?post=32116"
            }
        ],
        "version-history": [
            {
                "count": 2,
                "href": "https:\/\/congo-en.yearbook-media.com\/fr\/wp-json\/wp\/v2\/posts\/32116\/revisions"
            }
        ],
        "predecessor-version": [
            {
                "id": 173622,
                "href": "https:\/\/congo-en.yearbook-media.com\/fr\/wp-json\/wp\/v2\/posts\/32116\/revisions\/173622"
            }
        ],
        "wp:featuredmedia": [
            {
                "embeddable": true,
                "href": "https:\/\/congo-en.yearbook-media.com\/fr\/wp-json\/wp\/v2\/media\/51982"
            }
        ],
        "wp:attachment": [
            {
                "href": "https:\/\/congo-en.yearbook-media.com\/fr\/wp-json\/wp\/v2\/media?parent=32116"
            }
        ],
        "wp:term": [
            {
                "taxonomy": "category",
                "embeddable": true,
                "href": "https:\/\/congo-en.yearbook-media.com\/fr\/wp-json\/wp\/v2\/categories?post=32116"
            },
            {
                "taxonomy": "post_tag",
                "embeddable": true,
                "href": "https:\/\/congo-en.yearbook-media.com\/fr\/wp-json\/wp\/v2\/tags?post=32116"
            }
        ],
        "curies": [
            {
                "name": "wp",
                "href": "https:\/\/api.w.org\/{rel}",
                "templated": true
            }
        ]
    }
}